You might already be familiar with the concept of spending money. But not all spending is the same. If you have bad credit, you may have less money to go around. So, learning how to spend money when you are in debt and have bad credit is a good skill to learn. There is no … Read more
Look, groceries and life in general have gotten really expensive. Whether you have bad credit, no credit, or excellent credit, developing good spending habits is important to set yourself for future savings and financial success. Coming up with a list of 7 overpriced grocery store purchases is subjective in a way but isn’t all that … Read more
It is oh so tempting – there is a special fare you found online, and you need to get away. Maybe it’s a bad day at work. So, you pull out your credit card and pay for a vacation with credit. Yay! You’re going away. But at what cost? Why You Might Consider It a … Read more
Are you guilty of wasting money? We all are. Money is something you have to use wisely, and if you don’t know how to manage it, it will be wasted. Wasting money now could lead to problems down the road as well which can invite unwanted credit card debt. Let’s get off on the right … Read more
It’s almost 2024! With the dawn of the new year comes resolutions (that let’s face it – only last about 3 weeks. If that.) This year, why not take the first steps towards financial stability and freedom by taking a look at your expenses and cut the ones that are draining your wallet and bank … Read more
Creating a smart personal budget is important for individuals seeking financial stability and long-term success. A smart personal budget serves as a proactive financial roadmap, providing a clear and organized framework for managing income, expenses, and financial goals. It offers a comprehensive view of one’s financial landscape, allowing for informed decision-making and strategic planning. The … Read more
Banks, or as they are known in the industry as “card issuers” make money through a variety of ways. Let’s explore how these issuers make money, how they keep you in debt, and why you should always try to pay more than the minimum on your credit card payments. How Credit Card Companies Profit In … Read more
The holiday season is a time of joy, warmth, and celebration. Yet, for many of us, it also comes with the stress of finding the perfect gifts and the daunting challenge of staying within our budget. If you’ve ever felt the weight of overspending during the holidays, you’re not alone. The good news is that … Read more
The holiday season has always been a time of joy and celebration for me. The twinkling lights, the scent of pine in the air, and the anticipation of giving and receiving gifts make this time of year truly special. However, there’s a shadow that looms over my festive spirit—a struggle with impulse buying and the … Read more
In a world where every dollar counts, learning to cut spending and save money becomes a vital skill for everyone, especially for those who find themselves struggling with impulse buying or navigating life on a limited income. The journey towards financial stability might seem daunting, but fear not – we’ve got your back. Let’s explore … Read more