You might already be familiar with the concept of spending money. But not all spending is the same. If you have bad credit, you may have less money to go around. So, learning how to spend money when you are in debt and have bad credit is a good skill to learn. There is no … Read more
Are you guilty of wasting money? We all are. Money is something you have to use wisely, and if you don’t know how to manage it, it will be wasted. Wasting money now could lead to problems down the road as well which can invite unwanted credit card debt. Let’s get off on the right … Read more
It’s almost 2024! With the dawn of the new year comes resolutions (that let’s face it – only last about 3 weeks. If that.) This year, why not take the first steps towards financial stability and freedom by taking a look at your expenses and cut the ones that are draining your wallet and bank … Read more
Banks, or as they are known in the industry as “card issuers” make money through a variety of ways. Let’s explore how these issuers make money, how they keep you in debt, and why you should always try to pay more than the minimum on your credit card payments. How Credit Card Companies Profit In … Read more
You might think that poor credit or no credit means you cannot become an investor. While it is true that poor credit might limit your options, it does not mean that you cannot be an investor on some level. The key is to understand your situation and work with it. In other words, you will … Read more
Are you feeling overwhelmed by mounting debts and financial uncertainties? Do you find it challenging to manage your finances effectively? If so, credit counseling might be the key to unlocking your path to financial freedom. In this article, we will delve into the world of credit counseling, explore its benefits, and provide valuable insights into … Read more
Having bad credit can be a challenging situation that affects various aspects of your life. It can make it harder to secure loans, obtain favorable interest rates, and even impact your housing options. However, it’s essential to remember that bad credit does not define your worth or happiness. In this article, we will explore how … Read more